My First Step To Financial Freedom

Form this day onwards, I will stop using my credit card for shopping! I will buy in cash at all times. I will not bring my credit card when buying groceries. I will not swipe my credit card again with unnecessary purchase. I will only use it when purchasing items with 0% interest and when purchasing airline tickets online. Since I’m hesitant to carry money in my wallet, instead of carrying a credit card, I’ll get myself a debit card so I’ll never spend more than what I have. It’s also safe because debit cards are governed by Regulation E or the Electronic Funds Transfer Act, which protects the cardholders from fraudulent charges if the card is lost or stolen. Saying goodbye to irresponsible spending and hello to financial freedom!

About malensky

I am fine. Thank you!
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