At one point, I have acquired too much debt from using my credit card left and right. I almost wanted to tear it into pieces and throw in the trash can. It gave me too much stress. I couldn’t sleep well, thinking of deadlines and the interest rates that wouldn’t go down. I didn’t want to loan money from the company I work for, thinking it would just add up to the many payables I already have. Good thing I did. I paid my ccredit card balance in cash and since then, I learned my lessons. I have managed to limit the use of my Credit card and resort to paying in cash instead.
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