Accidents aren’t planned. They tend to happen when you least expect them….and when they happen, which usually at the wrong time, you could end up in an uncertain position. That’s why it pays to have a car insurance to cover you when accidents happen. Anything can happen, right? Remember that no matter how careful a driver you are, you could still hit and bump into something and it is still a wise decision to make sure that your car insurance covers you reasonably well.
Believe me, the extra hundred dollars you will have to pay will be well worth the trouble in the long run.